When planning for retirement, it’s easy to overlook concerns such as your funeral and estate expenses, including estate tax and transfer of wealth. In fact, according to a survey conducted in 2008, 60% of Americans don’t even have a will. After a lifetime of working and saving for retirement, it would be a shame for your legacy to be given to the state and stripped from your family. Similarly, passing on your estate and assets without providing proper written instructions may leave your beneficiaries the responsibility of paying overwhelming taxes. As parents ourselves, we understand the need to take care of our children and we’ll do the same for you.