There are specific life moments that will dramatically impact your finances for the rest of your life. Inheritances, job changes, marital status are such moments. While you may be realizing some new-found wealth, there are key steps you need to take or much of it could disappear … in taxes, in fees, in performance. Even the way you accept or transfer funds, could be an unknowing major mistake. You don’t know what you don’t know. Before you take any steps, listen to this short explanation:
You don’t know Phil. Yet. But his clients do … and love his practical advice and personal attention. Just check out the Calandra Facebook page. Phil understands his clients. He seeks to understand their lifestyle, their priorities in life and then craft a financial program that fits them, not a ‘cookie-cutter’ outline. Dave Ramsey calls it ‘financial peace.’ Phil likes to call it achieving the “Retire Road.” And, yes, Phil is a certified Dave Ramsey SmartVestor Pro.
Phil has heard the stories, the frustrations, the embarrassments of poor investments. Phil knows the pain of missed opportunities. His desire is to see everyone get on the right financial road and confidently realize their financial dreams.
Calandra Financial offers you a free initial discussion – no strings attached. Have questions, or desire some clarification on your financial situation? Phil will talk to you. And, there is no pressure or pitch to be a client. In fact, Calandra never takes a client on the first visit. Phil wants you to think through your options, be comfortable with his recommendations and be able to sound it out to your family, friends or financial counsel.